Should You Buy Now, Or Wait for 2025?

Blackteqrunner

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We have all been eagerly watching the new Toyotas drop and we wonder to ourselves, should I buy now? It is a huge decision that goes beyond picking the right model, color, trim etc. Right now as a country, we are in the middle of inflation and it's affects are evident in all areas of life, from groceries to car loan interest rates. One of the things that inflation does is make money very expensive to borrow, and for most of us that finance our vehicles, greatly affects what we can afford to get.

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Trims like the Pro and Trailhunter almost seem unattainable at best, but for sure a risky decision to take on a car payment of over $1,000 a month! Typically, summer is the time of year that dealerships sell the majority of their vehicles. For those of us that are 4Runner owners and fans, the question is should you buy a 5th Generation now at the current interest rates? Or should you wait for 2025 in the hopes that interest rates will come down and you can possibly snag a 6th Generation at a better monthly payment?

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It isn't entirely clear what the rates will do in the next year, especially with the Presidential election coming up and all the turmoil that results from that. One thing is true, that the Federal government is using the cost of money (interest rates) to slow down the economy in order to slow down inflation and make the nations spending slow down, hopefully lowering inflation. Right now the average vehicle price is over $48,000 and with high interest rates, this makes for the perfect storm that makes your vehicle purchase a hefty one. It is expected and trending in the way that prices and rates have both peaked however. If we all pray to the Toyota God's, maybe we can all see 3% APR's again come 2025, just in time for the 6th Generation 4Runner! We can only hope.
 
I'm picking up my 5G4R TRD PRO this Saturday. I love the tech upgrades on the 6G4R but reliability is where I want to be. It's not going to get any better than right now in my opinion.
 
That’s awesome! Last of the old generation is always a good call. What color did you get?
 

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